We believe in transparency and ensuring everyone knows how Wippy, Inc. ("Wippy") manages your personal information. It’s also the law!

Please read this Privacy Policy carefully, as it sets forth our practices regarding the information we collect from you and your options to limit our use and disclosure of your information. If you need to pull over and call for service, email us at customerservice@wippycars.com.

This Privacy Policy covers:

• Information collected from those who use our Services (“you” or “your”); and
• Information that our affiliates and nonaffiliates (defined below) share with Wippy or that we share with our affiliates and nonaffiliates.

You accept and agree to be bound by this Privacy Policy when you a) create an Account with Wippy and/or b) access or use one or all of the Services that link to this Privacy Policy.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Name
• Email address
• Telephone number(s)
• Mailing and/or billing address
• Login information
• Social networking handle or username
• Photos (e.g. for profiles)
• Social Security Number and income
• Driver license state and number
• Financial information, account balances and payment history
• Residency, credit history and employment information
• Insurance information

The specific Information actually collected by Wippy will depend on the portion of the Services you access.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wippy chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Wippy share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you

To limit our sharing:

• Call 1-844-449-4779 or
• Email customerservice@wippycars.com and insert the words “Opt Out” in the subject line. In the body of the email clearly identify our sharing services you want to Opt Out from.

Important Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Continued use of the site after "Opt Out" will reinstate the default sharing policies of Wippy including applicability to all previously collected information and all information collected after reinstatement. Using the site as a user is to be considered an "Opt In" action for data sharing.

For all questions or concerns regarding your privacy please contact us at 1-844-449-4779 or email us at customerservice@wippycars.com. You can also visit us and receive a copy of this policy at https://www.wippycars.com.

---

Frequently Asked Questions

• How does Wippy protect my personal information?

  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

• How does Wippy collect my personal information?

  We collect your personal information, for example, when you

  • visit our website
  • create an account to setup your virtual garage
  • provide vehicle search criteria
  • apply for financing or give us your income information
  • provide employment information or give us your contact information
  • purchase a vehicle on our market place

  We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

• Why can’t I limit Wippy from sharing ALL of my personal information?

  Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you


  State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

• How does limiting sharing an account that is jointly held?

  The sharing selections will apply to all parties that share an account.

---

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Wippy, Inc., (“Wippy”) and all legal entities in the Wippy family of companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with could include insurance companies, mortgage companies, credit card companies, participating dealerships, traditional and digital marketing companies.

Joint Marketing

An agreement between two nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners could include insurance companies, automobile dealers, lending institutions, automotive product & service companies, and credit card companies.

The other important information.

California residents: We will not share personal information with nonaffiliates to market to you, except with your express consent. We will not share your personal and financial information with affiliates or joint marketing companies, if you instruct us not to do so. To limit our sharing with affiliates and joint marketing companies, please send us an email to customerservice@wippycars.com and include the words “Opt Out” in the subject line and in the body of the email, or call us at 1-844-449-4779.

Vermont residents: We will not share personal information with nonaffiliates to market to you, or share consumer report information about you with affiliates or joint marketing companies except with your express consent.